COVID-19 Relief: EDA CARES ACT Recovery Assistance Loan Program

Kelly Godfrey

Loan Officer

Role at CADDA: As a loan officer, I am in charge of meeting clients, determining loan programs, gathering information needed for underwriting, performing a financial analysis, and presenting/submitting applications for approval.  I strive to walk the clients through the loan process from start to finish, making the experience as streamline and easy as possible.

Experience: I began my endeavor in the banking industry in 2001 and continued in various retail roles for seven years.  In 2008, I began working at CADDA administering SBA loans.  Combined, I have over 19 years in banking, 12 of which consists of SBA/small business lending. 

What I like best about working at CADDA: Having experienced different facets of the banking industry, I consider my lending position at CADDA the most rewarding.  Being able to take part in providing a loan, whether SBA or other, to a small business is gratifying in so many ways.  I feel like I have a role in making people’s dreams come true or helping them grow their existing dream.  Small business owners are special, as they have a vision and are willing to work to see that vision through.  I strive to help them along the way, boosting the economy with economic development, one business at a time. 

Fun fact: I originally went to school for Interior Design and Art.  Somehow I ended up in banking & finance.  However, I still love to paint and draw in my spare time. 

December 2021

SBA 504
Loan Rates

25 Year - 3.22%
20 Year - 3.07%
10 Year - 3.11%

Which Loan is Right for Me?

Whether you’re searching for a $10,000 equipment loan or want financing for a $2 million building purchase, there is a good chance we have the right loan product for you. 

Need More Info? Contact Us.

CADDA has a reputation for providing the best service of any CDC in the Coastal Area. We’re committed to constant improvement.  We look forward to hearing from you.

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CADDA is an Equal Opportunity Lender. © Coastal Area District Development Authority. All rights reserved.
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